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The Cat® Commercial Account is a flexible and convenient way to pay for genuine Cat parts, attachments, equipment service, and protection plans. Whether you’re doing business with Ohio Cat in Ohio, southeastern Indiana, or northern Kentucky, or working beyond the tri-state area visiting a neighboring Cat Rental Store, or ordering online through parts.cat.com or the Cat Central app, the Cat Commercial Account gives you seamless purchasing power wherever the job takes you.
Manage affordable monthly payments or pay in full based on your budget, and use your account for equipment rentals, repairs, rebuilds, and ongoing maintenance. All designed to keep your operations running strong while earning rewards every step of the way.
Get rewarded for the work you do – as your operation grows, so do your rewards.
With competitive rates and no annual fee, the Cat Commercial Account is the perfect solution to simplify your spending – manage low monthly payments or pay in full as your budget allows. Your Cat Commercial Account the easy way to pay for parts, attachments, service and protection plans, equipment rentals, repairs and rebuilds.
Eligible Cat Commercial Accountholders are automatically enrolled in Cat Rewards, designed so that it is easy to join, easy to earn, and easy to spend rewards as you advance from qualifying payments made with your Cat Commercial Account.
With Cat® Rewards, you unlock exclusive benefits and rewards – like member-only promotions and Cat® Credits. All members unlock access to exclusive promotions, special gifts, events, and local offerings promoted by Ohio Cat.
Rebuild Now, Pay Over Time. For a limited time, enjoy 0% interest for 36 months with no payments for the first 6 months when you use your Cat Commercial Account on qualifying rebuilds and repairs – extend equipment life, not your budget.
Get 0% for 6 months with no payments, 0% for 12 months, 0% for 24 months with no payments for first 3 months and no invoice minimums when purchasing genuine Cat parts online at Parts.Cat.Com & The Cat Central App with your Cat Commercial Account.
Choose 0% for 36 months or 0% for 36 months with no payments for first 6 months with a $3,500 invoice minimum now through the end of the year when purchasing genuine Cat parts on Parts.Cat.Com and The Cat Central App.
Now through 2026, enjoy 0% interest for 3 months with no payments, 0% for 6 months or 0% for 6months with no payments, 0% for 12 months, 1.9% for 18 months or 4.9% for 36 months when shopping with your Cat Commercial Account at any Ohio Cat location.
Through 2026, get 0% for 12 months, 1.9% for 24 months or 4.9% for 36 months on qualifying Cat work tool purchases of $1,000 or more when you use the Cat Commercial Account at any Ohio Cat location.
Enjoy 0% for 36 months or 4.9% for 36 months + earn 5% in Cat Credits on select Cat work tool purchases of $1,000 or more when you use the Cat Commercial Account at any Ohio Cat location.
See cat.com/rewards for eligibility, details, and terms and conditions.
Offer valid through December 31, 2026. Offer subject to change without prior notice. Additional terms and conditions may apply. 0% for 36 months and 0% for 36 months with no payments for 6 months requires $3,500 minimum purchase. No minimum amount is required for other terms. Rental transactions do not count toward $3,500 minimum. Offer does not apply to purchases subject to invoice billing (see your Cat Commercial Account agreement for invoice billing terms). Financing is subject to credit approval by Caterpillar Financial Commercial Account Corporation for US customers, and Caterpillar Financial Services Limited for Canadian customers. Not all customers will qualify. Balance under all offers due in full at the end of term. If not paid in full at the end the term, interest accrues on remaining outstanding balance in accordance with customer’s Cat Commercial Account agreement. Late payment charges apply. Special offers are subject to change without notice, and additional terms and conditions may apply. Visit Cat.com or contact your Cat dealer for more information.
Offers valid through December 31, 2026. Offers for 0% for 12, 1.9% for 24 months and 4.9% for 36 months limited to qualifying work tools compatible with select compact equipment and qualifying work tools compatible with the following equipment models: 950-982, 986-994, 313-395, M314-M3260, MH3022-MH3260 and M538-FM568. Contact Cat dealer for a full listing of eligible work tools.
Offer for 4.9% for 36 months + Cat Credits limited to qualifying work tools compatible with the following equipment models: 950-982, 986-994, 313-395, M314-M3260, MH3022-MH3260 and M538-FM568. Limit $10,000 in Cat Credits per work tool purchase. Cat Credits can used on future purchases of parts, service, sales, work tools and rentals of Cat equipment at participating Cat dealers, Cat RentalsSM, parts.cat.com and Cat Central. Availability to use Cat Credits on parts.cat.com and Cat Central varies by Cat dealer. Visit cat.com/catcredits for full Cat Credits rules.
Offer for 0% for 36 months limited to the following Hammers: H110-H215 and includes: rotary cutters; mulchers; compactors; shears; multi processors; pulverizers; demo & sorting, orange peel, forestry and fabricated grapples.
A $1,000 minimum purchase invoice is required on all offers unless otherwise stated. Rental transactions do not count toward minimum. Offer does not apply to purchases subject to invoice billing (see your Cat Commercial Account agreement for invoice billing terms). Financing is subject to credit approval by Caterpillar Financial Commercial Account Corporation for US customers, and Caterpillar Financial Services Limited for Canadian customers. Not all customers will qualify. Balance under offers to be paid by equal monthly payments for the duration of the term. Balance under all offers due in full at the end of term. If not paid in full at the end of the term, interest accrues on remaining outstanding balance in accordance with customer’s Cat Commercial Account agreement. Late payment charges apply. Cannot be combined with other offers. Additional terms and conditions may apply. Contact Cat Financial or your Cat dealer for more information.
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